Bay Saint Louis Homes with Beach Access Waterfront

Bay Saint Louis Homes with Beach Access Waterfront

Welcome to Bay Saint Louis, a hidden gem nestled along the stunning coastline of Mississippi’s Hancock County. This charming city, steeped in history and Southern hospitality, offers a unique blend of small-town charm and vibrant coastal living. With its picturesque waterfront views, Bay Saint Louis is an ideal destination for those seeking a serene escape or a lively community filled with activities.

The allure of Bay Saint Louis lies not only in its scenic beauty but also in its rich cultural tapestry. Stroll down the historic streets lined with quaint shops, art galleries, and delightful restaurants, where you can savor fresh seafood caught right from the Gulf of Mexico. The city embraces a laid-back lifestyle, perfect for families, retirees, and anyone in between looking to unwind and enjoy the natural splendor of coastal living.

One of the standout features of Bay Saint Louis is its array of homes with beach access. Imagine waking up to the sound of waves lapping against the shore and having the beach just steps from your door. These waterfront properties offer a unique opportunity to embrace the coastal lifestyle fully, whether you’re lounging on your private deck, taking a stroll along the sandy shores, or indulging in water sports and fishing adventures right outside your home.

With a strong sense of community and a wealth of outdoor activities, Bay Saint Louis is not just a place to live; it’s a lifestyle. Explore the beauty of this coastal paradise and discover your dream home with beach access today!

Newest Bay Saint Louis Homes with Beach Access Waterfront

$512,500
3 Beds ⋅ 2 Baths ⋅ 4161595 MLS
Located in the Heart of Historic Bay St. Louis - Step into a piece of Bay St. Louis history! This charming 3-bedroom, 2-bath cottage, listed on the historic register, is nestled in the heart of Old Town Bay St. Louis and is ready to welcome its new owners. From the moment you arrive, the inviting front porch and undeniable Southern charm set the tone for this special home. Inside, beautiful heart pine floors and classic beadboard ceilings showcase the character and craftsmanship of the cottage, while the open-concept kitchen and living area provides a comfortable and welcoming space for everyday living and entertaining. The kitchen is full of charm and functionality, featuring a gas range, farmhouse sink, and butcher block countertops—creating the perfect setting for cooking, gathering, and making memories. One of the home's standout features is the heated and cooled sunroom overlooking the backyard. Filled with natural light, this cozy space is perfect for morning coffee, relaxing with a good book, or entertaining family and friends. Built-in seating with generous storage adds both function and character, while the peaceful backyard provides a serene backdrop to enjoy year-round. Blending historic character, coastal charm, and modern-day comfort, this cottage captures everything there is to love about life in Bay St. Louis. Best of all, it's located in an X Flood Zone and within walking distance of the beach and all that Old Town Bay St. Louis has to offer—shopping, dining, entertainment, and the laid-back coastal lifestyle that makes this community so special. Whether you're searching for a full-time residence, weekend retreat, or your own special place in Old Town, this one truly checks all the boxes. Schedule your private showing today and come experience the charm and lifestyle of historic Bay St. Louis!

303 State Street, Bay Saint Louis

Listing courtesy of John McDonald Realty, LLC.

$649,000
3 Beds ⋅ 2 Baths ⋅ 4161188 MLS
This home is in pristine condition, move-in ready, and being sold turnkey—making it truly ready for its new owners to simply unpack and start enjoying! This beautiful 3-bedroom, 2-bath home boasts an inviting open-concept kitchen, living, and dining area designed for both everyday living and entertaining. The show-stopping kitchen features a beautiful gas range, custom cabinetry, quartz countertops, elegant gold fixtures, a walk-in pantry, stainless steel appliances, and plenty of space to gather. The spacious living room is warm and inviting, highlighted by a gas fireplace that creates the perfect focal point for the heart of the home. Designed with privacy and functionality in mind, the home features a desirable split-bedroom floor plan. The primary suite is a retreat of its own, complete with a spa-like bathroom featuring a large soaking tub, double vanities, a walk-in shower, and an expansive primary closet with plenty of room for an impressive wardrobe and more! Step outside and enjoy the covered back porch and private backyard, offering the perfect setting for relaxing or entertaining. An added bonus is the heated and cooled golf cart garage, providing additional space for your golf cart, beach gear and all the toys. With beautiful finishes, a thoughtfully designed floor plan, pristine condition, and a turnkey offering, this home delivers the perfect combination of style, comfort, and convenience. Best of all, it's located in an X Flood Zone and just a short golf cart ride to the beach and all that Old Town Bay St. Louis has to offer, from shopping and dining to entertainment and the laid-back coastal lifestyle. Turnkey, move-in ready, and close to everything—this one truly checks all the boxes! Schedule your private showing today and come experience Gulf Coast living at its best.

416 Ulman Avenue, Bay Saint Louis

Listing courtesy of John McDonald Realty, LLC.

$395,000
4161048 MLS
Don't miss this opportunity to own a prime lot in the heart of Old Town Bay St. Louis, Mississippi. Perfectly positioned just steps from the beach and a short walk to downtown Bay St. Louis, this ready-to-build homesite offers the ideal setting for your primary residence, vacation home, or coastal getaway. Enjoy the walkable lifestyle that makes Old Town Bay St. Louis one of the Mississippi Gulf Coast's most sought-after destinations. Spend your days exploring local boutiques, restaurants, art galleries, coffee shops, the marina, and year-round community events, all just minutes from your front door. Located in a X Flood Zone this lot is ready for construction, you can start planning your custom home and experience everything coastal living has to offer. Whether you're looking to build now or invest in one of the Gulf Coast's most desirable locations, this property offers exceptional value and endless possibilities. One of the most desirable locations in all of Old Town!

Cedar Lane, Bay Saint Louis

Listing courtesy of John McDonald Realty, LLC.

$1,200,000
5 Beds ⋅ 4 Baths ⋅ 4160780 MLS
This is truly a one-of-a-kind home with a Historical Flare! Renovated/restored in 2009 to its former glory with all new everything while keeping its historic feel! With antique Heart Pine Flooring (Ceramic tile in master bath & Travertine tile in guest bath), Stain Glass windows, vaulted ceilings, solid wood walls made of antique wood, solid beams. Open new kitchen with cherry cabinets, granite counter tops. Fireplace in living room, heated and cooled attic for storage, loft with a custom lift for luggage, with beautiful open windows overlooking heated hot tub and heated pool (with electric cover), outside fireplace. Winding porch detached 1 bedroom apartment, below with a/c, full bathroom and kitchenette, 1- bedroom apartment upstairs, full bathroom and kitchenette with balcony overlooking the pool, covered RV carport that has all hookups needed but serves also as an entertaining area overlooking a park-like setting with large Magnolia and plush gardens with fully irrigated gardens and lawns. Seller will consider selling furnished. There are 2-1-bedroom apartments for VRBO. rented for $1,350 per night during Cruisin' the Coast and $6,600 for Thanksgiving week. The property includes a total of three rental units: the main house 3 bedrooms / 2 baths and two one-bedroom efficiency apartments. Great large home with separate living space for a large family as well. Seller will pass along website for VRBO if desired. ''Kickbillout.com'' Golf Cart ride away to the Beach or downtown entertainment. Don't miss out on this unique property.

208 Saint Charles Street, Bay Saint Louis

Listing courtesy of Owen & Co., LLC.

$195,000
1 Beds ⋅ 1 Baths ⋅ 4160659 MLS
Your Bay St. Louis waterfront escape is waiting! Whether you're looking for a weekend getaway, fishing camp, bachelor or bachelorette retreat, or simply a quiet place to unwind by the water, this property checks all the boxes. Built in 2018, this charming 1 BD, 1 BA home also features a versatile bonus room and an oversized laundry area. The kitchen offers stainless steel appliances, gas range and plenty of cabinet space, while the living area is ready for cozy evenings with a gas connection for a fireplace. Outside is where this property really shines. Enjoy peaceful water views from the deck, easy water access, and a large yard with plenty of room for entertaining, yard games, gatherings, and boat trailers. Additionally, there is a covered area underneath the home for entertainment and also a bonus large workshop. The public boat launch is conveniently located at the beginning of the road, making it easy to get on the water and start enjoying the Coast. Tucked away enough to feel like a true escape, yet only minutes from Bay St. Louis restaurants, shopping, entertainment, and casinos. Come for the water, stay for the views, and make this your own little piece of the Mississippi Gulf Coast.

6079 4th Street, Bay Saint Louis

Listing courtesy of Ellis Realty.

$705,000
3 Beds ⋅ 2 Baths ⋅ 4160500 MLS
A slice of Paradise where you can walk to the beach from this charming coastal cottage! This beautifully constructed home was built in 2023 and has been meticulously maintained! Nestled in an X Flood Zone, this home offers comfort, charm and convenience. Home Features: spacious rooms with an open floor plan, high ceilings, recessed lighting, window treatments, fireplace, stone countertops, vinyl flooring & ceramic tile, walk in shower & soaking tub in Primary bath, metal roof, screened patio, detached carport & garage. The home has all impact windows, high end standing-seam metal roof installed over Zip System sheathing with GAF ice & water protection and spray foam insulation. The patio is wired for a hot tub and the carport has a charger that can be used for a camper or car. Walking distance to the beach, downtown, Harbor, boat launch, dining, shopping and entertainment! This retreat is located in a golf cart friendly community. Whether you are looking for a coastal escape or forever home-this one will not disappoint! Furniture is negotiable.

216 Ballentine Street, Bay Saint Louis

Listing courtesy of John McDonald Realty, LLC.

$2,200,000
4 Beds ⋅ 5 Baths ⋅ 4158625 MLS
A truly one-of-a-kind gated estate offering luxury, versatility, and exceptional income potential or a large family compound. This custom-designed property offers 3787 sq ft, and features two private ground-level guest suites, each with its own entrance, full kitchen, and separate living quarters ideal for multigenerational living, executive accommodations, or vacation rental opportunities. The main residence showcases timeless architectural character with original beadboard ceilings, wainscoting, rich hardwood flooring, and an open-concept design filled with natural light. The gourmet kitchen is beautifully appointed with premium JennAir appliances, including a six-burner gas range, built-in microwave and dishwasher, French-door refrigerator, quartzite countertops, farmhouse sink, custom soft-close cabinetry, and illuminated glass display cabinets. The luxurious primary suite offers a private sitting area, custom walk-in closets, and a spa-inspired marble bath featuring a freestanding soaking tub, oversized walk-in shower with rainfall fixture and handheld sprayer, and double vanity. Upstairs, a spacious loft-style sitting area, oversized bunk room, full bath, and covered porch provide additional accommodations for family and guests. Designed for effortless indoor-outdoor living, French doors open to a 12' x 34' covered porch that extends to a sun deck overlooking the resort-style saltwater pool complete with waterfall, bubblers, tanning ledge, travertine decking, pool house, and beautifully landscaped grounds with irrigation. Additional features include an elevator lift, three HVAC systems with dedicated mini-splits for both guest suites, Hardie Board exterior, custom crown molding and millwork, private fenced backyard, storage building, and electric gates at both the front and rear entrances. This extraordinary property offers a rare combination of luxury craftsmanship, resort-style amenities, and unmatched flexibility, making it an exceptional primary residence, coastal retreat, or investment opportunity.

110 State Street, Bay Saint Louis

Listing courtesy of Coldwell Banker Alfonso Realty-BSL.

$995,000
3 Beds ⋅ 3 Baths ⋅ 4157299 MLS
Welcome to 124 Court — Coastal Living, Reimagined in Bay St. Louis, MS. Discover the perfect blend of luxury and lifestyle in this newly designed condo, ideal as a full-time residence, weekend retreat, or income-producing short-term rental. This residence features high-end finishes throughout: quartz (or equal) countertops, custom wood cabinetry, and Frigidaire stainless kitchen appliances (or equal). A built-in beverage center and stacked washer/dryer add convenience, while soaring 10' ceilings (floors 1-4) create an airy feel. Durable vinyl plank flooring (or equal) flows through living areas and baths, and a versatile flex space works as a bunk room, home office, or extra guest quarters. Beyond the residence, 124 Court's New Urbanism design places you within walking distance of shops, dining, and the local casino, plus the adjacent city parking garage. Outdoor lovers will enjoy easy access to beaches, boating, and fishing — all just steps away. The property sits in Flood Zone X for added peace of mind. 124 Court will offer a short-term rental program, making it an ideal fit for buyers seeking flexibility, rental income, or a low-maintenance coastal getaway — all in an unbeatable, walkable location close to shops, dining, entertainment, and fishing.

124 Court Street Unit 402, Bay Saint Louis

Listing courtesy of Crescent Sotheby's International Realty.

$825,000
2 Beds ⋅ 3 Baths ⋅ 4157235 MLS
Welcome to 124 Court — Coastal Living, Reimagined in Bay St. Louis, MS. Discover the perfect blend of luxury and lifestyle in this newly designed condo, ideal as a full-time residence, weekend retreat, or income-producing short-term rental. This residence features high-end finishes throughout: quartz (or equal) countertops, custom wood cabinetry, and Frigidaire stainless kitchen appliances (or equal). A built-in beverage center and stacked washer/dryer add convenience, while soaring 10' ceilings (floors 1-4) create an airy feel. Durable vinyl plank flooring (or equal) flows through living areas and baths, and a versatile flex space works as a bunk room, home office, or extra guest quarters. Beyond the residence, 124 Court's New Urbanism design places you within walking distance of shops, dining, and the local casino, plus the adjacent city parking garage. Outdoor lovers will enjoy easy access to beaches, boating, and fishing — all just steps away. The property sits in Flood Zone X for added peace of mind. 124 Court will offer a short-term rental program, making it an ideal fit for buyers seeking flexibility, rental income, or a low-maintenance coastal getaway — all in an unbeatable, walkable location close to shops, dining, entertainment, and fishing.

124 Court Street 201, Bay Saint Louis

Listing courtesy of Crescent Sotheby's International Realty.

$159,000
4156292 MLS
Discover the perfect place to build your dream home on this beautiful 3/4-acre parcel located on quiet St. Charles Street in the heart of Bay St. Louis. This spacious homesite offers a rare combination of privacy and convenience, with easy access to downtown Bay St. Louis, beaches, shopping, dining, and entertainment. Situated outside of the flood zone, this property did not flood during Hurricane Katrina, providing added peace of mind. Whether you're planning a primary residence, vacation home, or investment property, this exceptional lot offers plenty of room to create your ideal coastal retreat in one of the Gulf Coast's most desirable communities.

Saint Charles Street, Bay Saint Louis

Listing courtesy of Saltwater Realty.

$159,000
4155461 MLS
Level, cleared lot ready for construction in one of Old Town Bay St. Louis's most active building corridors. Over the past few years these streets have filled in with custom homes, and this is one of the few open lots left in the immediate area. Walk to the Bay St. Louis Yacht Club and marina in minutes, with downtown's shops, galleries, and restaurants just beyond. Property sits in an AE flood zone. Current survey on file. Open lots in this part of town are getting harder to find, and well-priced ones don't sit long.

112 Leopold Street, Bay Saint Louis

Listing courtesy of Keller Williams.

$290,000
2 Beds ⋅ 1 Baths ⋅ 4153441 MLS
This charming 2-bedroom, 1-bath home is ideal as a vacation rental, fishing camp, weekend getaway, or primary residence. Features include 9-foot ceilings, granite countertops, self-closing cabinets, luxury vinyl plank flooring, and a great Bonus Room downstairs. Both bedrooms open onto a spacious back deck overlooking a peaceful natural setting. Conveniently located near Bay St. Louis attractions, boating, fishing, beaches, shopping, and dining. This one comes completely furnished! Also has a full RV Hookup! Don't miss this opportunity to own your own Gulf Coast retreat! Additional lots available!

6157 S Railroad Avenue, Bay Saint Louis

Listing courtesy of Saltwater Realty.

Start Your Search

Copyright 2026 Mississippi Gulf Coast Multiple Listing Service, Inc. Buyer and/or Buyer's Agent should verify data and evaluate source. This information is furnished by the Mississippi Gulf Coast Multiple Listing Service, Inc. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Mississippi Gulf Coast Multiple Listing Service, Inc. All properties are subject to prior sale, change or withdrawal. Neither the MLS nor the Listing Broker will be held responsible for any typographical errors, misinformation and misprints and shall be held totally harmless. Data displayed is a portion of, and not a complete listing of all listing information published in the Mississippi Gulf Coast Multiple Listing Service, Inc.