Bay Saint Louis Homes with Waterfront

Bay Saint Louis Homes with Waterfront

Welcome to Bay Saint Louis, Mississippi, a hidden gem nestled along the picturesque Gulf Coast. This charming city, located in Hancock County, is renowned for its stunning waterfront properties and vibrant community spirit. With its rich history and a delightful mix of Southern charm and coastal allure, Bay Saint Louis is the perfect destination for those seeking a serene lifestyle by the water.

Bay Saint Louis boasts a unique blend of small-town warmth and modern amenities. The city is known for its beautiful beaches, where residents and visitors can enjoy sun-soaked days and breathtaking sunsets over the Gulf of Mexico. The waterfront homes here offer an idyllic setting for relaxation and recreation, with many properties featuring private docks, expansive views, and easy access to boating and fishing.

In addition to its natural beauty, Bay Saint Louis is home to a thriving arts scene, with local galleries, music festivals, and charming boutiques lining the streets. The city's historic district, with its well-preserved architecture and inviting atmosphere, is perfect for leisurely strolls and discovering local cuisine at delightful eateries.

Whether you're looking for a vacation retreat or a permanent residence, Bay Saint Louis offers a range of waterfront homes that cater to diverse tastes and lifestyles. From cozy cottages to luxurious estates, each property provides a unique opportunity to embrace the coastal lifestyle. With a welcoming community and endless recreational activities, Bay Saint Louis is not just a place to live; it's a place to thrive. Come experience the magic of waterfront living in this enchanting coastal city!

Newest Bay Saint Louis Homes with Waterfront

$625,000
3 Beds 2 Baths 4161105 MLS
Boat from your backyard and golf cart to Old Town Bay St. Louis from this meticulously maintained waterfront home built in 2017 with exceptional attention to quality, efficiency and coastal living. Constructed with 2x6 framing and extensive spray-foam insulation, this home was built to perform, with the seller reporting an average electric bill of approximately $125 per month. Additional features include on-demand hot water, an oversized doorways providing wheelchair accessibility, soaring cathedral ceilings, impressive oversized ceiling fans and upscale finish materials throughout. The kitchen and bathrooms feature quartz countertops, while the beautifully finished bath includes a marble shower. Built approximately 22.5 feet above sea level—higher than the elevation reportedly required at the time of construction—this home combines thoughtful construction with an incredible waterfront setting. The outdoor living space is phenomenal. A huge screened porch overlooks the canal and provides an exceptional space for relaxing, dining and entertaining. Manual shades across the rear offer additional comfort and privacy. Enjoy approximately 88 feet of water frontage on a canal reported to be approximately 5 feet deep, with direct access toward the Jourdan River and Gulf of Mexico. Waterfront improvements include an 18' x 30' boat slip, boathouse, dock, composite decking and durable vinyl bulkhead. Located within the Bay St. Louis golf cart district and just a short golf cart ride from the dining, shopping, entertainment and charm of Old Town, this property also offers exceptional potential as a vacation rental. The combination of waterfront access, boating amenities, generous outdoor living space and proximity to Old Town creates exactly the kind of Gulf Coast experience vacation guests seek—while also making this an incredible full-time residence or second home. Additional features include an RV hookup with water, power and sewer, three-zone outdoor irrigation, an artesian well, gutters designed to discharge toward the bayou and a Blink security system that remains with the property. From the quality 2x6 construction and energy-efficient features to the upscale finishes, impressive elevation, waterfront improvements and phenomenal outdoor living spaces, This stunning property has been exceptionally cared for since the day it was built. Whether you're searching for a primary residence, coastal getaway or vacation-rental opportunity, this is a thoughtfully designed waterfront property built to enjoy the very best of the Bay St. Louis lifestyle.

48 Wolfe Street, Bay Saint Louis

Listing courtesy of Coast Accommodation Group, LLC.

$25,000
4160175 MLS
Discover the perfect opportunity to build your coastal retreat in the peaceful community of **Bayou Phillips Estates**. This wooded waterfront lot offers direct access to the area's scenic bayous and connected Gulf Coast waterways, creating an ideal setting for boating, fishing, kayaking, and enjoying the natural beauty of the Mississippi Gulf Coast. Imagine spending your mornings on the water, fishing from your future private dock or cruising through scenic marshlands surrounded by abundant coastal wildlife. The waterways provide access toward the Gulf, with convenient regional access via **Hwy. 603**. Whether your goal is a weekend getaway, seasonal retreat, or full-time coastal residence, this property offers the opportunity to create a home designed around the water and the relaxed pace of Gulf Coast living. The property offers a natural, wooded setting with waterfront frontage and plenty of potential for a custom-built coastal home. Picture elevated living spaces designed to capture water views, coastal breezes, and the surrounding natural landscape. The established waterfront neighborhood includes existing residences, docks, boats, and other water-oriented properties, giving the area an authentic residential boating-community atmosphere. **Per local requirements, campers and mobile homes are not permitted, and construction must be elevated to at least 14 feet.** Buyers should independently verify current elevation requirements, floodplain regulations, permitted uses, setbacks, wetlands, utilities, access, dock requirements, and all other applicable county, municipal, state, and federal regulations before purchase. The elevated construction requirement may also provide an opportunity for improved flood resilience and potentially lower flood-insurance costs, subject to the property's final design, elevation certificate, flood zone, lender requirements, and insurance underwriting. Bay St. Louis offers a distinctive coastal lifestyle that combines waterfront recreation with the charm of a historic Gulf Coast town. Nearby **Old Town Bay St. Louis** features locally owned restaurants, cafés, galleries, boutiques, live music, festivals, and waterfront events. The area also offers beaches, fishing piers, marinas, golf, boating, kayaking, and easy access to the Mississippi Sound and Gulf Coast. For those who enjoy exploring beyond Bay St. Louis, the location is approximately **16 miles from Gulfport, 29 miles from Biloxi, 30 miles from Slidell, and 19 miles from Stennis Space Center**. New Orleans is approximately **60 miles away**, making it convenient for day trips, dining, entertainment, professional travel, and enjoying the city's culture while returning to a quieter coastal setting. If you've been looking for a waterfront property where you can design and build your own Gulf Coast retreat, 00 3rd St offers the combination of **waterfront access, natural privacy, boating potential, and proximity to the amenities of Bay St. Louis and New Orleans**. **Buyer to verify all information, including zoning, jurisdiction, permitted uses, flood zone, elevation requirements, wetlands, utilities, sewer/septic availability, waterfront access, dock construction requirements, building setbacks, and applicable building codes, with the appropriate governmental authorities.**

00 3rd Street, Bay Saint Louis

Listing courtesy of 1 Sharp Property.

$350,000
3 Beds 2 Baths 4159724 MLS
Welcome to your furnished, turn-key waterfront retreat in Riverview Subdivision of Shoreline Park Community in Bay St. Louis! Situated on a desirable double lot with approximately 100 feet of bulkheaded waterfront, this coastal getaway is ready for boating, fishing and a relaxed waterfront lifestyle. The covered boathouse features electrical & water, lighting, a convenient outdoor shower. Boat lift is an Overhead cable-and-strap with an approximate 5,000-pound capacity (currently accommodates a 21' deckboat) with the boathouse offering room for a boat or pontoon up to approximately 26 feet. The adjoining lot provides additional covered boat or vehicle storage also complete with electrical. Throw in a load of sand for your own private "beach" out back allowing for easy launching of kayaks or paddle boards etc. or for just soaking up the sun floating in the back canal. Location cannot be beat, just one canal, two quick turns to Bayou LaCroix, the property offers quick access to Bay St. Louis, the Mississippi Sound & the Gulf of America. Enjoy trips to Ship Island, Cat Island and outstanding Gulf Coast fishing and recreation right outside the door. This Raised home boasts a generous open yet covered area underneath giving you abundant space for entertaining! Enclosed storage room underneath complete with plumbing & electrical including separate commode room, plenty of space to store boating & fishing equipment plus a golf cart garage. Surrounded by attractive waterfront homes, this property presents an exciting opportunity to add your own cosmetic touches and create the coastal retreat you've envisioned. Whether you're seeking a weekend escape, full-time waterfront residence or potential "income producing" short-term vacation rental, this furnished property delivers the space for boating amenities and convenient water access needed to enjoy the Gulf Coast lifestyle. Grandfathered Flood Policy ONLY $1378/yr. is transferrable! Buyer to verify all measurements, water access, boat-lift capacity, vessel compatibility and rental eligibility.

4031 Bank Street, Bay Saint Louis

Listing courtesy of Crescent Sotheby's International Realty.

$545,000
4 Beds 2 Baths 4157006 MLS
Welcome to your private waterfront escape in one of Bay St. Louis' most desirable boating communities. Perfectly positioned on a deep-water canal with direct access to Bayou Lacroix and the Jourdan River, this exceptional 4-bedroom, 2-bath coastal home offers the ideal blend of luxury, comfort, and the ultimate waterfront lifestyle. Inside, the thoughtfully designed split-bedroom floor plan features an open-concept living, dining, and kitchen area filled with natural light, creating the perfect space for entertaining or relaxing after a day on the water. The spacious primary suite is a true retreat with a walk-in closet, dual vanities, and a beautifully tiled walk-in shower. Step outside and discover what truly makes this property exceptional. A covered boathouse with a 13,000-pound boat lift, newer bulkhead and dock, cargo lift, outdoor kitchen, and generous storage space create everything you need for effortless coastal living. Whether you're heading offshore, cruising to waterfront restaurants, or spending the afternoon fishing, your next adventure begins just outside your back door. Offered partially furnished, this move-in-ready home allows you to start enjoying the Gulf Coast lifestyle from day one. Opportunities to own a turnkey waterfront property with premium boating amenities and deep-water access are rare. Your waterfront dream starts here. Schedule your private tour today and experience the best of Bay St. Louis living.

4059 Robin Street, Bay Saint Louis

Listing courtesy of Allied Realty Coastal Homes.

Start Your Search

Copyright 2026 Mississippi Gulf Coast Multiple Listing Service, Inc. Buyer and/or Buyer's Agent should verify data and evaluate source. This information is furnished by the Mississippi Gulf Coast Multiple Listing Service, Inc. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Mississippi Gulf Coast Multiple Listing Service, Inc. All properties are subject to prior sale, change or withdrawal. Neither the MLS nor the Listing Broker will be held responsible for any typographical errors, misinformation and misprints and shall be held totally harmless. Data displayed is a portion of, and not a complete listing of all listing information published in the Mississippi Gulf Coast Multiple Listing Service, Inc.