Bay Saint Louis Homes with Gulf Access Waterfront

Bay Saint Louis Homes with Gulf Access Waterfront

Welcome to Bay Saint Louis, Mississippi, a hidden gem nestled in Hancock County along the picturesque Gulf Coast. This charming coastal town boasts a rich history, vibrant community, and stunning natural beauty that beckons both residents and visitors alike. With its warm Southern hospitality, Bay Saint Louis offers a unique blend of small-town charm and modern amenities, making it an ideal place to call home.

One of the most alluring features of Bay Saint Louis is its waterfront properties with direct Gulf access. Imagine waking up to the soothing sounds of waves lapping against the shore and the gentle sea breeze wafting through your windows. Homes in this coastal paradise range from quaint cottages to luxurious estates, each offering breathtaking views and easy access to the sparkling waters of the Gulf of Mexico. Whether you're an avid fisherman, a boating enthusiast, or simply someone who enjoys a leisurely day by the beach, living in Bay Saint Louis provides endless opportunities for waterfront recreation.

In addition to its stunning homes, Bay Saint Louis is renowned for its vibrant arts scene, delightful dining options, and outdoor activities. Explore the charming historic district, where you’ll find unique boutiques, art galleries, and local eateries serving up delicious Gulf seafood. With its beautiful beaches, scenic parks, and a welcoming community, Bay Saint Louis is more than just a place to live; it’s a lifestyle. Embrace the coastal living experience and discover your dream home in this captivating town where every day feels like a vacation.

Newest Bay Saint Louis Homes with Gulf Access Waterfront

$445,000
3 Beds ⋅ 2 Baths ⋅ 4161878 MLS
Welcome to your dream waterfront home! This beautiful custom 3-bedroom, 2-bath residence offers approximately 1,380 square feet of thoughtfully designed living space with stunning water views and an inviting coastal feel. Inside, you'll find 10-foot ceilings, 8-foot doors, durable Luxury Vinyl Plank flooring, granite countertops, and a spacious kitchen featuring a large island and pantry—perfect for everyday living and entertaining. The master bath features a custom tile shower, stand alone tub and double vanity, creating a relaxing retreat. Step outside and enjoy the coastal lifestyle from the 10-foot covered porch, where you can take in the waterfront views and unwind. Additional features include hurricane windows, a downstairs storage room, a new bulkhead and a deep lot for a pool, providing both peace of mind and functionality. With its combination of waterfront setting, open living spaces, quality finishes, and outdoor living, this home offers the perfect opportunity to enjoy relaxed coastal living in style.

4122 11th Avenue, Bay Saint Louis

Listing courtesy of Coldwell Banker Alfonso Realty-BSL.

$39,900
4161505 MLS
Build your dream home or weekend getaway on this waterfront lot in Bay St. Louis! Featuring approximately 60 feet of water frontage, access to the Jourdan River, and a boat launch, this property makes it easy to enjoy boating, fishing, and everything the Mississippi Gulf Coast has to offer. Centrally located and just minutes from Downtown Bay St. Louis, beaches, casinos, restaurants, shopping, entertainment, and more. Whether you're looking to build a forever home, coastal retreat, or investment property, this waterfront lot offers the perfect opportunity to enjoy life on the water! Buyers and buyers agent to verify all information. One or more listing photos have been digitally altered using AI to remove temporary personal property and/or debris. No permanent property features have been altered.

4018 Bonita Street, Bay Saint Louis

Listing courtesy of Ashman-Mollere Realty, Inc..

$499,500
4 Beds ⋅ 2 Baths ⋅ 4161469 MLS
Turnkey Waterfront Living - Beautifully Renovated & Sold Furnished! Experience the best of Gulf Coast waterfront living in this beautifully renovated 1,673-square-foot, four-bedroom, two-bath home. Completely redone and offered furnished, this move-in-ready property combines comfortable coastal living with outstanding outdoor spaces and quick access to open water. Step outside to enjoy a new waterfront dock, bulkheaded shoreline, new elevated back deck off the home, and an additional new ground-level deck—creating multiple spaces for entertaining, grilling, fishing, or simply relaxing by the water. Boating enthusiasts will love the location, with open water less than five minutes away by boat. The home also offers convenient under-house parking, providing valuable covered space for vehicles and additional flexibility for waterfront living. Whether you're looking for a primary residence, weekend retreat, or Gulf Coast getaway, this property is ready to enjoy from day one. With four bedrooms, extensive renovations, furnishings included, new decks, a new dock, bulkheaded waterfront, covered parking, and quick access to open water, this is a waterfront opportunity you won't want to miss.

11059 Idaho Street, Bay Saint Louis

Listing courtesy of Keller Williams.

$625,000
3 Beds ⋅ 2 Baths ⋅ 4161105 MLS
Boat from your backyard and golf cart to Old Town Bay St. Louis from this meticulously maintained waterfront home built in 2017 with exceptional attention to quality, efficiency and coastal living. Constructed with 2x6 framing and extensive spray-foam insulation, this home was built to perform, with the seller reporting an average electric bill of approximately $125 per month. Additional features include on-demand hot water, an oversized doorways providing wheelchair accessibility, soaring cathedral ceilings, impressive oversized ceiling fans and upscale finish materials throughout. The kitchen and bathrooms feature quartz countertops, while the beautifully finished bath includes a marble shower. Built approximately 22.5 feet above sea level—higher than the elevation reportedly required at the time of construction—this home combines thoughtful construction with an incredible waterfront setting. The outdoor living space is phenomenal. A huge screened porch overlooks the canal and provides an exceptional space for relaxing, dining and entertaining. Manual shades across the rear offer additional comfort and privacy. Enjoy approximately 88 feet of water frontage on a canal reported to be approximately 5 feet deep, with direct access toward the Jourdan River and Gulf of Mexico. Waterfront improvements include an 18' x 30' boat slip, boathouse, dock, composite decking and durable vinyl bulkhead. Located within the Bay St. Louis golf cart district and just a short golf cart ride from the dining, shopping, entertainment and charm of Old Town, this property also offers exceptional potential as a vacation rental. The combination of waterfront access, boating amenities, generous outdoor living space and proximity to Old Town creates exactly the kind of Gulf Coast experience vacation guests seek—while also making this an incredible full-time residence or second home. Additional features include an RV hookup with water, power and sewer, three-zone outdoor irrigation, an artesian well, gutters designed to discharge toward the bayou and a Blink security system that remains with the property. From the quality 2x6 construction and energy-efficient features to the upscale finishes, impressive elevation, waterfront improvements and phenomenal outdoor living spaces, This stunning property has been exceptionally cared for since the day it was built. Whether you're searching for a primary residence, coastal getaway or vacation-rental opportunity, this is a thoughtfully designed waterfront property built to enjoy the very best of the Bay St. Louis lifestyle.

48 Wolfe Street, Bay Saint Louis

Listing courtesy of Coast Accommodation Group, LLC.

$25,000
4160175 MLS
Discover the perfect opportunity to build your coastal retreat in the peaceful community of **Bayou Phillips Estates**. This wooded waterfront lot offers direct access to the area's scenic bayous and connected Gulf Coast waterways, creating an ideal setting for boating, fishing, kayaking, and enjoying the natural beauty of the Mississippi Gulf Coast. Imagine spending your mornings on the water, fishing from your future private dock or cruising through scenic marshlands surrounded by abundant coastal wildlife. The waterways provide access toward the Gulf, with convenient regional access via **Hwy. 603**. Whether your goal is a weekend getaway, seasonal retreat, or full-time coastal residence, this property offers the opportunity to create a home designed around the water and the relaxed pace of Gulf Coast living. The property offers a natural, wooded setting with waterfront frontage and plenty of potential for a custom-built coastal home. Picture elevated living spaces designed to capture water views, coastal breezes, and the surrounding natural landscape. The established waterfront neighborhood includes existing residences, docks, boats, and other water-oriented properties, giving the area an authentic residential boating-community atmosphere. **Per local requirements, campers and mobile homes are not permitted, and construction must be elevated to at least 14 feet.** Buyers should independently verify current elevation requirements, floodplain regulations, permitted uses, setbacks, wetlands, utilities, access, dock requirements, and all other applicable county, municipal, state, and federal regulations before purchase. The elevated construction requirement may also provide an opportunity for improved flood resilience and potentially lower flood-insurance costs, subject to the property's final design, elevation certificate, flood zone, lender requirements, and insurance underwriting. Bay St. Louis offers a distinctive coastal lifestyle that combines waterfront recreation with the charm of a historic Gulf Coast town. Nearby **Old Town Bay St. Louis** features locally owned restaurants, cafés, galleries, boutiques, live music, festivals, and waterfront events. The area also offers beaches, fishing piers, marinas, golf, boating, kayaking, and easy access to the Mississippi Sound and Gulf Coast. For those who enjoy exploring beyond Bay St. Louis, the location is approximately **16 miles from Gulfport, 29 miles from Biloxi, 30 miles from Slidell, and 19 miles from Stennis Space Center**. New Orleans is approximately **60 miles away**, making it convenient for day trips, dining, entertainment, professional travel, and enjoying the city's culture while returning to a quieter coastal setting. If you've been looking for a waterfront property where you can design and build your own Gulf Coast retreat, 00 3rd St offers the combination of **waterfront access, natural privacy, boating potential, and proximity to the amenities of Bay St. Louis and New Orleans**. **Buyer to verify all information, including zoning, jurisdiction, permitted uses, flood zone, elevation requirements, wetlands, utilities, sewer/septic availability, waterfront access, dock construction requirements, building setbacks, and applicable building codes, with the appropriate governmental authorities.**

00 3rd Street, Bay Saint Louis

Listing courtesy of 1 Sharp Property.

$350,000
3 Beds ⋅ 2 Baths ⋅ 4159724 MLS
Welcome to your furnished, turn-key waterfront retreat in Riverview Subdivision of Shoreline Park Community in Bay St. Louis! Situated on a desirable double lot with approximately 100 feet of bulkheaded waterfront, this coastal getaway is ready for boating, fishing and a relaxed waterfront lifestyle. The covered boathouse features electrical & water, lighting, a convenient outdoor shower. Boat lift is an Overhead cable-and-strap with an approximate 5,000-pound capacity (currently accommodates a 21' deckboat) with the boathouse offering room for a boat or pontoon up to approximately 26 feet. The adjoining lot provides additional covered boat or vehicle storage also complete with electrical. Throw in a load of sand for your own private "beach" out back allowing for easy launching of kayaks or paddle boards etc. or for just soaking up the sun floating in the back canal. Location cannot be beat, just one canal, two quick turns to Bayou LaCroix, the property offers quick access to Bay St. Louis, the Mississippi Sound & the Gulf of America. Enjoy trips to Ship Island, Cat Island and outstanding Gulf Coast fishing and recreation right outside the door. This Raised home boasts a generous open yet covered area underneath giving you abundant space for entertaining! Enclosed storage room underneath complete with plumbing & electrical including separate commode room, plenty of space to store boating & fishing equipment plus a golf cart garage. Surrounded by attractive waterfront homes, this property presents an exciting opportunity to add your own cosmetic touches and create the coastal retreat you've envisioned. Whether you're seeking a weekend escape, full-time waterfront residence or potential "income producing" short-term vacation rental, this furnished property delivers the space for boating amenities and convenient water access needed to enjoy the Gulf Coast lifestyle. Grandfathered Flood Policy ONLY $1378/yr. is transferrable! Buyer to verify all measurements, water access, boat-lift capacity, vessel compatibility and rental eligibility.

4031 Bank Street, Bay Saint Louis

Listing courtesy of Crescent Sotheby's International Realty.

$499,900
3 Beds ⋅ 2 Baths ⋅ 4159578 MLS
Waterfront living with room to enjoy! This three-bedroom, two-bath home offers 1,176 square feet of comfortable living space and sits on two spacious lots. 140.4 linear feet of waterfront property. Boating enthusiasts will appreciate the private boat ramp, boathouse with 6500lb lift, and durable vinyl-composite dock. From the property, it's only a few minutes at idle speed to open water. Whether you're looking for a primary residence, weekend retreat, or waterfront investment, this property offers an excellent opportunity to enjoy the coastal lifestyle. Assumable Flood insurance of $1199 annually.

11184 Tahiti Street, Bay Saint Louis

Listing courtesy of Keller Williams.

$439,000
3 Beds ⋅ 2 Baths ⋅ 4159350 MLS
A rare opportunity to own an updated waterfront home on two full lots for exceptional privacy and outdoor enjoyment. This expansive view, with deep-water canal access, is made even more captivating by the magnificent, oak-shaded surroundings. This beautifully updated 3-bedroom, 2-bath home offers 1,456 square feet of thoughtfully designed living space, surrounded by mature live oaks and expansive windows that capture beautiful views of the canal and waterfront. The deep-water canal is one of the property's greatest assets, providing easy access for boating and fishing. Along the seawall, you'll find multiple piers plus an impressive large fish-cleaning station, which could also serve as an outdoor entertaining, cooking, or prep area. Another major advantage is the opportunity to assume the existing FEMA flood insurance policy—a rare and potentially significant savings year after year, for a new owner. The property includes two full lots, giving you something increasingly difficult to find on the waterfront: space. Enjoy the privacy of your own oak-shaded setting, plenty of room for outdoor activities, and abundant parking both beneath the home and outside. The fenced yard is perfect for pets, while the spacious laundry room and large downstairs storage area provide the kind of practical storage that makes waterfront living easy and enjoyable. The generous space beneath the home also offers numerous possibilities for entertaining, relaxing, storing boats and water toys, or simply enjoying the beautiful surroundings. Property Highlights Deep-water canal waterfront.Two full lots. 3 bedrooms, 2 baths. 1,456 SF. Fully updated Beautiful mature oak trees. Calming waterfront views. Numerous windows for natural light and views. Assumable FEMA flood insurance policy. Seawall with multiple piers. Large fish-cleaning station/outdoor prep area. Ample parking under the home and outside. Fenced yard for pets. Large laundry room. Large downstairs storage room. Generous space underneath the home for entertaining and storage. If you've been looking for a waterfront home in Bay St. Louis that offers deep water, privacy, character, and plenty of usable outdoor space, this is a rare find. Come experience the views, the oaks, and the waterfront lifestyle for yourself.

4069 Robin Street, Bay Saint Louis

Listing courtesy of General Capital Corporation.

$62,500
4159207 MLS
Build your dream home or vacation home on this beautiful waterfront lot. Located on a small bayou in one of the Coast's most beloved cities. Featuring an ideal location just a short ride to the Jourdan River and the Gulf. Close to Old Town, Restaurants, Shopping, Casinos, Fishing, Golfing & the Beaches.

Mitteer Drive, Bay Saint Louis

Listing courtesy of Coldwell Banker Alfonso Realty-Lorraine Rd.

$995,000
3 Beds ⋅ 3 Baths ⋅ 4157299 MLS
Welcome to 124 Court — Coastal Living, Reimagined in Bay St. Louis, MS. Discover the perfect blend of luxury and lifestyle in this newly designed condo, ideal as a full-time residence, weekend retreat, or income-producing short-term rental. This residence features high-end finishes throughout: quartz (or equal) countertops, custom wood cabinetry, and Frigidaire stainless kitchen appliances (or equal). A built-in beverage center and stacked washer/dryer add convenience, while soaring 10' ceilings (floors 1-4) create an airy feel. Durable vinyl plank flooring (or equal) flows through living areas and baths, and a versatile flex space works as a bunk room, home office, or extra guest quarters. Beyond the residence, 124 Court's New Urbanism design places you within walking distance of shops, dining, and the local casino, plus the adjacent city parking garage. Outdoor lovers will enjoy easy access to beaches, boating, and fishing — all just steps away. The property sits in Flood Zone X for added peace of mind. 124 Court will offer a short-term rental program, making it an ideal fit for buyers seeking flexibility, rental income, or a low-maintenance coastal getaway — all in an unbeatable, walkable location close to shops, dining, entertainment, and fishing.

124 Court Street Unit 402, Bay Saint Louis

Listing courtesy of Crescent Sotheby's International Realty.

$365,000
2 Beds ⋅ 2 Baths ⋅ 4154955 MLS
Rare opportunity to own your own waterfront retreat with an additional 2 lots for a total of 3 waterfront lots with navigable access through Breath Bayou to the Jourdan River, Bay of St. Louis, Mississippi Sound, and ultimately the Gulf of America. Enjoy fishing and crabbing right from your private dock, with abundant local wildlife and coastal recreation at your doorstep. This immaculate home features a charming coastal beach vibe throughout, offering 2 bedrooms, 2 full bathrooms, and an open-concept living, dining, and kitchen area designed for comfortable waterfront living. The spacious area beneath the home provides the perfect setting for entertaining family and friends, whether hosting fish fries, crawfish boils, or simply relaxing and enjoying the peaceful surroundings. The home is situated on its own waterfront lot and is being sold together with two adjoining vacant, cleared waterfront lots, providing additional space, privacy, and future possibilities. Conveniently located just minutes from Bay St. Louis and Waveland, you'll have easy access to shopping, restaurants, grocery stores, medical facilities, and all the amenities of Mississippi's Gulf Coast while still enjoying the tranquility of waterfront living.

4180 1st Avenue, Bay Saint Louis

Listing courtesy of Fiorella Avenue Realty.

$419,000
3 Beds ⋅ 3 Baths ⋅ 4154793 MLS
New construction waterfront home built in 2026 offering approximately 1,473± sq. ft. of thoughtfully designed living space along a canal-front setting with direct water access to Edwards Bayou, the Jourdan River, and the Gulf of Mexico. This 3 bedroom, 2.5 bath home features an open and inviting floor plan with custom cabinetry, a large kitchen island, and modern finishes throughout. The layout includes a uniquely positioned breakfast/morning room at the front of the home, creating an additional light-filled living space that enhances the overall flow and functionality. The primary suite offers a private retreat with balcony access and a spa-inspired bath layout, including plumbing for a freestanding tub and a separate walk-in shower. Two spacious secondary bedrooms are located just off the hallway and are served by a full guest bath, along with a convenient half bath in the hallway. A well-designed laundry room includes a full sink and washer/dryer connections with direct access to the primary suite bathroom/room. Additional features include a metal roof, tankless gas water heater, and luxury vinyl plank flooring throughout. The seller is currently in the process of installing a gas stove and dishwasher to complete the kitchen. Enjoy peaceful waterfront living from the covered front porch overlooking the canal, offering a great setting for relaxing and taking in the coastal surroundings. Great location, modern coastal design, and functional layout make this new construction home a standout opportunity.

825 Larkspur Lane, Bay Saint Louis

Listing courtesy of HL Raymond Properties, LLC.

Start Your Search

Copyright 2026 Mississippi Gulf Coast Multiple Listing Service, Inc. Buyer and/or Buyer's Agent should verify data and evaluate source. This information is furnished by the Mississippi Gulf Coast Multiple Listing Service, Inc. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Mississippi Gulf Coast Multiple Listing Service, Inc. All properties are subject to prior sale, change or withdrawal. Neither the MLS nor the Listing Broker will be held responsible for any typographical errors, misinformation and misprints and shall be held totally harmless. Data displayed is a portion of, and not a complete listing of all listing information published in the Mississippi Gulf Coast Multiple Listing Service, Inc.